Legal access for DANA and QRIS accounts
Our Legal notice explains the conditions attached to an account on lokitoto, including identity details, phone verification and records created when you use DANA, OVO, GoPay, QRIS, bank transfer or a virtual account. Access depends on local law, and we may ask you to confirm account
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details before wallet activity is processed. The notice also describes how policy changes are shown, what happens when an account is closed, and how you can ask a question about your records. We keep the wording connected to the actual account path rather than hiding it
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behind general terms. Read this section before opening an account, especially if you need to understand payment evidence or regional eligibility.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.